Personal Insurance β€” Illinois & Chicagoland

Personal Insurance for Illinois Families β€” In the Language You Trust

Home, auto, life β€” bundled together and built around your family.

We serve multilingual families throughout the Chicagoland area with honest, expert personal insurance guidance β€” in English, Spanish, Russian, and Romanian. Bundle your policies and save up to 25%.

Personal Coverage for Every
Stage of Your Family's Life

From your first home to your family vehicle to protecting the people you love β€” we find the right personal coverage at the right price.

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Homeowners Insurance

Covers your home, personal belongings, and liability β€” protecting your most important asset from fire, theft, weather, and more.

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Auto Insurance

Illinois requires minimum liability coverage β€” we make sure you meet state requirements and have the right protection for your family's vehicles.

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Life Insurance

Term and permanent life insurance options to protect your family's financial future β€” we help you find the right coverage at the right cost.

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Umbrella Insurance

Extra liability protection above your home and auto policy limits β€” essential for families with assets to protect.

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Renters Insurance

Affordable protection for your personal belongings and liability β€” often less than $20/month and frequently required by landlords.

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Vacation & Condo

Second homes, vacation properties, and condo units all have unique coverage needs β€” we make sure your property is properly protected.

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Pet Insurance

Unexpected vet bills can be significant β€” pet insurance helps protect your family and your budget when your pet needs care.

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Valuable Items

Jewelry, art, collectibles, and electronics may exceed your homeowners policy limits β€” we add the right scheduled endorsements.

Save Up to 25% When
You Bundle Your Policies

Most families are overpaying for insurance because they have their home, auto, and life policies with different companies. Bundling with Avron simplifies your coverage and saves you money every year.

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Home + Auto Bundle

The most common bundle β€” typically saves families 10–15% on both policies combined.

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Home + Auto + Life Bundle

The complete family protection package β€” save up to 25% and cover everything in one place.

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Business + Personal Bundle

Own a business? Bundle your commercial and personal policies with Avron for maximum savings.

Average family savings

25%
when bundling home + auto + life

We shop multiple carriers to find you the best bundle rate β€” not just the easiest policy to sell.

Get My Bundle Quote

Why Illinois Families Choose Avron Insurance

We serve multilingual families throughout Chicagoland with honest, personal insurance guidance β€” in the language you trust most.

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Multilingual Service

We serve Illinois families in English, Spanish, Russian, and Romanian β€” because insurance decisions are best made in your native language.

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Independent Agency

We shop dozens of personal lines carriers to find you the best combination of coverage and price β€” not just the easiest sale.

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Bundle Savings

Most families save 5–25% by bundling their home, auto, and life coverage with one independent agent β€” we make it simple.

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Illinois Compliance

We make sure your auto coverage meets Illinois minimum requirements and your homeowners policy meets your mortgage lender's requirements.

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Family-Focused Service

We take the time to understand your family's full situation β€” not just sell you the cheapest policy β€” so you are covered when it matters most.

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Direct Access

Call a founder directly. No call centers, no waiting. Monday–Friday 9am–5pm CST β€” real answers in your language.

Personal Insurance FAQ

Real answers to the questions Illinois families ask us most.

What are the minimum auto insurance requirements in Illinois?

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Illinois requires minimum auto insurance of $25,000 per person / $50,000 per accident for bodily injury liability, and $20,000 for property damage liability. You are also required to carry uninsured motorist coverage of at least $25,000/$50,000. While these are the legal minimums, most families should carry higher limits to properly protect their assets. We review your full situation and recommend the right coverage levels for your family.

How much can I save by bundling my home and auto insurance?

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Most Illinois families save between 5% and 25% by bundling their home and auto insurance with the same carrier. The exact savings depend on your specific situation, the carrier, and the policies involved. Adding a life insurance policy to the bundle can increase savings further. We shop multiple carriers to find you the best bundle rate β€” some carriers offer better bundle discounts than others, and an independent agent like Avron can find those differences for you.

Do I need renters insurance if my landlord has insurance on the building?

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Yes β€” your landlord's insurance covers the building itself, not your personal belongings or your personal liability. If there is a fire and your furniture, electronics, and clothing are destroyed, your landlord's policy will not replace them. Renters insurance is typically very affordable β€” often $15–$25 per month β€” and covers your belongings, personal liability, and additional living expenses if your unit becomes uninhabitable. Many landlords in Illinois now require it as a condition of the lease.

Related Services

Many of our personal insurance clients also protect their business interests with Avron.

Finish Scrolling. Start Saving.

Get a free personal insurance quote β€” in your language, on your schedule.

Get a Free Personal Quote