Terms of Use

Last Updated: May 15, 2026

1. Acceptance of Terms

By accessing and using the website avroninsurance.com (the "Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Website.

These Terms of Use apply to all visitors, users, and others who access or use the Website.

2. About Avron Insurance Group

Avron Insurance Group is an independent commercial insurance agency licensed in the State of Illinois. We provide insurance guidance, quotes, and brokerage services to businesses and individuals throughout the Chicagoland area and Illinois.

The information provided on this Website is for general informational purposes only and does not constitute a binding insurance contract or guarantee of coverage.

3. Use of the Website

You agree to use our Website only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

• Use the Website in any way that violates applicable federal, state, or local laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the Website or its related systems
• Use automated tools to scrape, crawl, or extract data from the Website
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Transmit any material that is harmful, offensive, or otherwise objectionable

4. Insurance Information Disclaimer

The content on this Website is provided for general informational purposes only. It does not constitute professional insurance advice and should not be relied upon as such.

Insurance coverage, terms, and pricing vary based on individual circumstances, carrier underwriting guidelines, and applicable state regulations. Any quotes, estimates, or coverage descriptions provided on this Website are preliminary and subject to change upon full underwriting review.

A binding insurance contract is only established through a formal policy issued by a licensed insurance carrier. Avron Insurance Group is not responsible for coverage decisions made by insurance carriers.

5. Intellectual Property

The Website and its entire contents, including but not limited to text, graphics, logos, images, and software, are the property of Avron Insurance Group or its content providers and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from the Website without our prior written permission.

6. Contact Forms and Submissions

When you submit information through our contact or quote request forms, you acknowledge that:

• The information you provide is accurate and complete to the best of your knowledge
• Submitting a form does not create a binding insurance contract or guarantee of coverage
• We will use your information in accordance with our Privacy Policy
• Response times may vary and are typically within one business day during regular business hours

7. Third-Party Links

Our Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Avron Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Website or its content.

In no event shall our total liability to you for all claims arising from your use of the Website exceed one hundred dollars ($100).

9. Indemnification

You agree to indemnify, defend, and hold harmless Avron Insurance Group, its founders, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Website or violation of these Terms of Use.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any legal action arising from these terms shall be brought in the courts of Cook County, Illinois.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes your acceptance of the new terms.

12. Contact Us

If you have any questions about these Terms of Use, please contact us: