Real Estate Insurance β€” Illinois & Chicagoland

Real Estate Insurance for Landlords, Investors & Developers

Protect your portfolio. Protect your investment. Protect your future.

Whether you own one rental property or a growing portfolio, Avron Insurance Group brings deep Chicago market expertise and executive-level insight to every real estate policy we write.

Complete Real Estate Coverage
for Illinois Property Owners

From a single rental unit to a commercial property portfolio, we find the right coverage to protect your investment at every stage.

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Landlord Insurance

Covers rental properties against fire, vandalism, liability claims, and loss of rental income β€” designed specifically for property owners, not homeowners.

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Commercial Property

Protects your commercial buildings, fixtures, and improvements from physical damage β€” whether occupied, vacant, or under renovation.

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Rental Property Insurance

Single-family rentals, multi-family units, condos, and mixed-use properties β€” tailored coverage for every type of residential rental.

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Builder's Risk

Covers properties under construction or renovation from fire, theft, and weather damage β€” protecting your investment from day one of the project.

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General Liability

Protects you from tenant and visitor injury claims on your property β€” essential coverage for every landlord and property investor.

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Loss of Rental Income

Covers lost rental income if your property becomes uninhabitable due to a covered loss β€” keeping your cash flow protected.

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Umbrella Coverage

Provides extra liability protection above your primary policy limits β€” critical for portfolio investors with significant exposure.

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Portfolio Programs

Own multiple properties? We build custom portfolio programs that simplify management and reduce your total insurance cost.

Built for Every Type
of Property Owner

Whether you are a first-time landlord or an experienced investor scaling your portfolio in the Chicago market, we have the expertise to protect what you have built.

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Individual Landlords

Own one or two rental properties? We make sure you have the right landlord coverage β€” not a standard homeowner's policy that will not pay at claim time.

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Portfolio Investors

Own multiple properties across Chicagoland? We build portfolio programs that give you better rates and simpler management.

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Developers & Renovators

Buying, renovating, and selling? We cover properties under construction, vacant properties, and new developments throughout Illinois.

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Commercial Property Owners

Office buildings, retail centers, warehouses, and mixed-use properties β€” we cover commercial real estate of every type and size.

Talk to Jane directly

Co-founder with deep Chicago market knowledge and 25+ years of executive experience. She knows exactly what it takes to protect a real estate investment.

πŸ“ž 847-323-6376 βœ‰οΈ jane@avronins.com

Why Illinois Property Owners Choose Avron Insurance

We bring executive-level expertise and Chicago market knowledge to every real estate policy we write.

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Chicago Market Expertise

We know the Chicagoland real estate market β€” the neighborhoods, the risks, and the carriers that best serve Illinois property owners.

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Independent Agency

We shop dozens of carriers to find the best combination of real estate coverage and price β€” not just the easiest policy to write.

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Portfolio Specialists

Managing multiple properties is complex. We simplify your coverage with portfolio programs that save you time and money.

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Multilingual Service

We serve Illinois property owners in English, Spanish, Russian, and Romanian β€” because your investment decisions deserve clear communication.

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Executive Background

Jane's Big Four and VP-level experience means she understands financial risk at a level most insurance agents simply do not.

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Direct Access

Call a founder directly. No call centers, no waiting. Monday–Friday 9am–5pm CST β€” real answers from real people.

Real Estate Insurance FAQ

Real answers to the questions Illinois property owners ask us most.

How much does landlord insurance cost in Illinois?

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Landlord insurance in Illinois typically ranges from $800 to $2,500 per year for a single rental property, depending on the property value, location, type of tenants, and coverage limits selected. Multi-family and commercial properties will be priced higher. Portfolio programs for investors with multiple properties often reduce the per-property cost significantly. We shop multiple carriers to find you the most competitive rate.

Do I need landlord insurance or a homeowner's policy for my rental?

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You need landlord insurance β€” not a homeowner's policy. A standard homeowner's policy is designed for owner-occupied properties and will typically deny claims that occur while the property is rented to tenants. Landlord insurance is specifically designed for rental properties and includes loss of rental income coverage, liability protection for tenant injuries, and property coverage appropriate for a landlord's exposure.

Can I insure multiple rental properties under one policy?

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Yes β€” and for investors with multiple properties, a portfolio or blanket policy is often more cost-effective and easier to manage than individual policies for each property. We specialize in building portfolio programs for Chicagoland investors that provide comprehensive coverage across all your properties while simplifying renewals, billing, and certificate management.

Related Services

Many real estate investors also protect these areas of their business and personal life with Avron.

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