Trucking Insurance β€” Illinois & Chicagoland

Trucking Insurance from Someone Who's Owned a Fleet

Real trucking experience. Real coverage. Real protection.

Co-founder Andrei Mitiuschin built and ran a trucking business. He understands exactly what owner-operators and fleet managers face β€” and exactly what coverage you need to stay protected and compliant on the road.

Complete Trucking Coverage
for Illinois Operators

From a single owner-operator to a growing fleet, we find the right combination of coverage to keep your trucks moving and your business protected.

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Primary Liability

Required by the FMCSA. Covers bodily injury and property damage caused to others while operating your truck.

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Cargo Insurance

Protects the freight you are hauling. If cargo is lost, stolen, or damaged, this coverage protects your livelihood.

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Physical Damage

Covers your truck and trailer from collision, fire, theft, and other physical damage β€” your equipment is your business.

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Non-Trucking Liability

Covers you when your truck is being used for personal, non-business purposes β€” the coverage gap most drivers miss.

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Motor Truck General Liability

Covers incidents at your place of business or loading/unloading operations not covered by primary liability.

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Occupational Accident

Provides benefits to owner-operators injured on the job β€” a workers' comp alternative for independent contractors.

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Bobtail Insurance

Covers your truck when operating without a trailer β€” a common gap in coverage for owner-operators leased to carriers.

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Fleet Programs

Custom programs for fleets of 3 or more trucks β€” better rates, single policy management, and dedicated service.

Built for Every
Type of Operator

Whether you are just getting your authority or managing a 20-truck fleet, we have the carriers and the experience to find you the right coverage.

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Owner-Operators

New authority or experienced β€” we shop dozens of carriers to find you the best rate for your CDL class and commodity.

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Small & Mid-Size Fleets

3 to 25 trucks β€” custom fleet programs that simplify management and reduce your total cost of insurance.

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Immigrant & Multilingual Operators

We serve the Russian, Romanian, and Spanish-speaking trucking communities throughout Illinois β€” in your language.

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New Authorities

Just got your MC number? We help new carriers get properly covered and compliant from day one.

Talk to Andrei directly

Co-founder and former trucking business owner. He has been where you are β€” and knows exactly what coverage you need.

πŸ“ž 779-707-8140 βœ‰οΈ andrei@avronins.com

Why Truckers Choose Avron Insurance

We are not just agents who sell trucking insurance β€” our co-founder owned and operated a trucking business. That changes everything.

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We've Owned Trucks

Andrei ran a trucking business. He understands dispatch pressures, FMCSA compliance, and what a claim actually costs your operation.

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Independent Agency

We shop dozens of carriers specialized in commercial trucking to find you the best rate β€” not just the easiest sale.

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Multilingual Service

We serve the Illinois trucking community in English, Spanish, Russian, and Romanian β€” because your policy should be crystal clear.

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Fast Certificates

Need a certificate of insurance for a load today? We understand your timeline and work fast to keep your trucks moving.

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FMCSA Compliance

We make sure your filings β€” MCS-90, Form E, and state filings β€” are completed correctly and on time. No surprises.

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Direct Access

Call a founder directly. No call centers, no waiting. Monday–Friday 9am–5pm CST β€” real answers from real people.

Trucking Insurance FAQ

Real answers to the questions Illinois truckers ask us most.

How much does trucking insurance cost in Illinois?

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Trucking insurance in Illinois typically ranges from $8,000 to $18,000 per year for a single owner-operator, depending on your CDL class, commodity hauled, driving record, and years of experience. Fleet programs for 3+ trucks often reduce the per-unit cost significantly. We shop multiple carriers to find you the most competitive rate for your specific operation.

What coverage is required to get my MC authority?

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The FMCSA requires a minimum of $750,000 in primary liability for most general freight carriers, and up to $5,000,000 for hazmat operations. You will also need a Form E or MCS-90 endorsement filed with the FMCSA. We handle all required filings and make sure you are compliant before you hit the road.

Can I get insured if I am a new authority with no experience?

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Yes β€” we work with carriers that specialize in new authorities. While premiums are typically higher in the first year, building a clean safety record quickly reduces your rates. We will walk you through what to expect and find the best available option for your situation. Many of our clients start as new authorities and stay with us as their operation grows.

Finish Scrolling. Start Saving.

Get a free trucking insurance quote from someone who has actually owned a fleet.

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